Frequently Asked Questions

According to state law, car insurance is mandatory in Alaska. 

Failure to provide proof of insurance can have consequences, like fines or license suspension. 

Alaska doesn’t technically require home insurance. But if you’re looking to get a mortgage, the bank will require home insurance before you can take out a home loan. 

It’s not required by law, but it’s highly recommended.

If your property is considered an income source (i.e. if you’re a landlord or business owner), then it could potentially be tax deductible. If you’re not sure if your insurance qualifies as an income source, call your tax accountant and they’ll be able to help figure that out. If you need to find out what your yearly premiums are, that’s something your Anderson Agency agent could help with.

Call us at 907-746-0505! Or, fill out the Quote Form and we’ll contact you as soon as possible.

Nope. You can live anywhere in Alaska and place your insurance with us. 

Homeowners insurance covers any sudden or accidental losses due to fire, theft, vandalism, or environmental damages like wind.

It depends on whether or not injuries are involved. If there are no injuries, call your agent and they can handle the claim for you. We’ll have a chat to figure out what happened, complete point of loss forms, and submit them to the claims center for you. From there, you’ll receive a text or call from your claims adjuster within 24 hours with the next steps. 

If your claim involves an injury, you’ll want to call 800-255-7828, and they can take care of all the above, plus open your medical claim, too. 

Absolutely! You can insure all sorts of things we don’t list on our site; items of sentimental value, jewelry, art, trailers, things in trailers–the list goes on.

We also provide other types of specialty policies like event insurance, lost title bonds, umbrella, earthquake, and even pet insurance.

Yes! We adapt to your life’s changing needs and circumstances as they arise. We can add, remove, or modify your policy any way, any time. 

That depends on which car insurance policy you have. If you have a Gold or Platinum policy, you’re entitled to benefits like accident surcharge waivers. Or, if you’ve been with us long enough, you may qualify for accident forgiveness as well.   

Not sure what benefits you’re entitled to? Call your agent at 907-746-0505 and see where you stand.

Absolutely. And if you want insurance discounts as high as 50%, you should.

We don’t offer personal health insurance, but our financial specialists can help you if you’re an employer that qualifies for workplace benefits.

Yes! We have expert financial specialists on staff ready to give any financial advice you may need.

No worries, our team of licensed insurance agents can modify policies to fit your needs and your budget.

You can pay by mail, phone, debit or credit card, or directly from your bank account for exclusive discounts on certain policies. You can also set up automatic monthly payments if you pay with a card or bank account.